Top legal tips before saying ‘I do’

  • Insight

27 November 2017

There is a lot more to consider than "does this dress go with these shoes?" or "who will we invite?" when you're planning on getting married. Even Prince Harry and Meghan aren't immune to some of the below pre-wedding logistics...

Home

A new home for married life together is exciting. If you are already a homeowner, what about the practicalities… everything from who paid the deposit to the equity growth in the property. How will you apportion this when buying your next property together? You might already have a home, in your own name. What happens now you are married? Read more here.

Pre-nuptual agreements

They really aren’t just for the rich and famous! Pre-marriage assets can be covered off in a pre-nup. Pre-nups can include as many, or as few, assets as the couple wish. They should always be ‘bespoke contracts’ for the parties signing them.

Wedding costs

The average cost of a wedding is now said to be £25,000. Even if both parties are in full time jobs, it is a small fortune by any standards. How will you pay for your wedding and have you discussed a plan for the re-payments? Did you borrow from the ‘bank of mum and dad’? How are you paying them back? Is everyone clear about this?

Children

Are you hoping to have a family? How much will bringing up the children cost? Who will be the guardians in the event something happens to you? Do you have children from a previous relationship? How will your estate and possessions be distributed among your children if something happens to you?

Taking care of your spouse

Planning your wedding might not feel like the moment to think the unthinkable…but planning for the future if one of you is no longer here is a must. Making a Will means you can be sure your wishes are carried out. If you already have a Will in place, then review the terms of any previous Will to make sure it still reflects your wishes.

Power of attorney (PoA)

Having a PoA in place allows your spouse to look after your finances and welfare should you ever become incapable of doing so, even if that is temporary e.g. illness, travel abroad.

Post wedding

There is a surprising amount of work to be done after you are married. Has your name changed? If so, you will have to change your legal name on bank accounts, HMRC, drivers licence, passport and any insurances policies. Read more here!

Don’t forget the rings!!! Or to register the marriage. If you are heading off on honeymoon immediately, leave the documents with a responsible adult who you can trust to register the marriage.